Budget
A plan for how income will be used across bills, spending, saving, debt, and goals.
Glossary
Plain-English money terms.
A durable literacy layer for beginners. Each term links naturally into NAKAMOTO Money Library guides, calculators, and tools.
Emergency fund
Cash set aside for essential surprises, income gaps, urgent repairs, or medical costs.
APR
Annual percentage rate. A yearly cost of borrowing that helps compare debts.
Debt avalanche
A payoff method that targets the highest-interest debt first.
Debt snowball
A payoff method that targets the smallest balance first for faster visible wins.
Net worth
Assets minus liabilities. Useful as a long-term trend, not a self-worth score.
Sinking fund
Savings set aside gradually for a known future expense.
Diversification
Spreading investments across different holdings so one result does not decide everything.
Employer match
Money an employer may contribute to a retirement account when the worker contributes.
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