Decision Template

Write the decision before the outcome rewrites your memory.

A decision journal helps separate process from luck. Use it before investing, trading, starting a business, changing careers, buying property, or making a major money decision.

Template

Answer before acting.

Thesis

What do I believe?

Write the reason, source evidence, time horizon, and what would make you wrong.

Alternatives

What else could I do?

List doing nothing, waiting, smaller size, different product, or a safer route.

Risk

What can go wrong?

Money loss, time loss, stress, opportunity cost, taxes, legal issues, and reputational risk.

Emotion

What am I feeling?

FOMO, fear, revenge, boredom, pressure, greed, shame, or overconfidence.

Rules

What are my limits?

Position size, budget, deadline, stop rule, review date, and who to consult.

Review

When will I judge it?

Pick a review date and judge the process before judging the result.

Education note

This template is educational and not financial, investment, trading, business, legal, tax, or mental health advice.

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